About Apple pay
Apple Pay is easy and works with the Apple devices you use every day. You can make secure purchases in stores, in apps, and on the web. And you can send and receive money from friends and family right in Messages. Apple Pay is even simpler than using your physical card, and safer too.
The easiest way to send and receive money.
You can use Apple Pay to pay and get paid right in Messages, or by asking Siri. There’s no app to download, and you can use the cards you already have in Wallet. Send money for books to your son in college. Split a bill. Chip in for a gift. Send and receive from across the table — or across the country.
Get paid and use the cash. All with Apple Pay.
When you receive money it’s added to your Apple Pay Cash card that lives in the Wallet app. You can start using the cash right away to make purchases using Apple Pay in stores, in apps, and on the web. You can also transfer your Apple Pay Cash balance to your bank account.
The easiest way to pay on the web.
When you’re making purchases on the web in Safari on your iPhone, iPad, or Mac, you can use Apple Pay without having to create an account or fill out lengthy forms. And with Touch ID on MacBook Air and MacBook Pro, paying takes just a touch and is quicker, easier, and more secure than ever before.
The safer way to pay.
When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers, and when you pay, your card numbers are never shared by Apple with merchants.
Keep your purchases private.
When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you. And when you use Apple Pay Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.